Having a bill sent to collections is a definite negative on your credit score – however simply paying it off may not be the best way to deal with it. Learn more about how paying off collections affects your credit. Collections A collection is what happens when...
Finding the right credit restoration company is an important step in rebuilding your credit – learn what to look for in a credit repair company and what to avoid. Integrity Before Profit Credit restoration is not as strictly regulated as other financial...
A large part of bad credit stems from not paying back loans on time or missed credit card payments. Making these payments on time is also a great way to build your credit. If you are unable to make your payments on time, try taking these actions to avoid penalties:...