Why are my credit monitoring scores so different from the bankers?
...![Understanding Your Credit Score GPA](https://heartlandcreditrestoration.com/wp-content/uploads/2018/03/credit-score-GPA-ABC-header.jpg)
Understanding Your Credit Score GPA
If you struggle to understand credit repair and the credit repair process, a good way to break it down is to compare it to a high school GPA – or grade point average. Understanding your credit score is the first step to repairing and rebuilding your credit! Your...![The Cost of (Bad) Credit](https://heartlandcreditrestoration.com/wp-content/uploads/2017/10/couple-worried-about-money-900x450.jpg)
The Cost of (Bad) Credit
Over your lifetime of borrowing, having bad credit could cost you upwards of $300,000. Someone with bad – or even average! – credit will end up paying a significant amount more for Your credit score affects almost everything you do. Having bad credit...![Understanding Private Mortgage Insurance](https://heartlandcreditrestoration.com/wp-content/uploads/2017/11/private-mortgage-insurance-open-house-900x450.jpg)
Understanding Private Mortgage Insurance
Private Mortgage Insurance (PMI) is insurance required by the lender to protect the lender. PMI is generally required if you put more than 80% of the price of a home on your mortgage. This happens if you do not have atleast a 20% down payment to put on your new home....![FICO Credit Score Breakdown: Balance-to-Limit Ratio](https://heartlandcreditrestoration.com/wp-content/uploads/2017/11/credit-card-900x450.jpg)