Rebuilding Your Credit: Paying Off Collections
Having a bill sent to collections is a definite negative on your credit score – however simply paying it off may not be the best way to deal with it. Learn more about how paying off collections affects your credit. Collections A collection is what happens when...
What to Look for in a Credit Repair Company: The Heartland Difference
Finding the right credit restoration company is an important step in rebuilding your credit – learn what to look for in a credit repair company and what to avoid. Integrity Before Profit Credit restoration is not as strictly regulated as other financial...
FICO Credit Score Breakdown: Payment History
Your FICO credit score consists of 5 factors that make up the whole. The largest factor is Payment History, which accounts for 35% of your score. This is the part of your credit score that takes into account late or missed payments. Learn more about what Payment...