If you struggle to understand credit repair and the credit repair process, a good way to break it down is to compare it to a high school GPA – or grade point average. Understanding your credit score is the first step to repairing and rebuilding your credit! Your...
Your credit score is a huge factor when it comes to qualifying for a home loan. For example: Scores under 600 run the risk of not being approved Scores between 600-640 may only be approved for an FHA loan Scores of 680 or above will be accepted at most financial...
So you’re at the point in the home buying process where your loan officer is ready to pre-approve you. This is a very exciting time in your life! Mortgage pre-approval takes you one step closer to owning the home of your dreams. The first step: you walk into the...
Here at Heartland Credit Restoration, we are proud of the amount of communication we offer, not just to our customers, but to the bankers and real estate agents our customers are working with as well. Communication on Two Sides As a credit restoration company, on the...
So you’re at the point in the home buying process where you’re getting ready to get pre-approved for your home loan. As you go into the bank, they’re probably going to use some terms that you’re not familiar with at this point. One of these is...