Call: 888-573-2822 for a Free Credit Repair Consultation
Why Choose Heartland Credit
Our Knowledge and Experience
Heartland Credit Restoration is owned by former banker Andrew Yamilkoski. With his experience in the business, we’ve figured out some of the main issues bankers have while working with credit repair companies. From that, we were able to create a company that both the clients and Loan Officers love to work with.
Bankers and Loan Officers
If you have clients who are falling short of getting approved for mortgage loans, refinancing, auto loans or personal lines of credit, we can help your clients get their credit back on track.
The team approach and our proven process can improve credit scores quickly and get your clients ready for loan approval. We work with financial professionals from across the United States. Simply refer your clients to Heartland Credit Restoration for their credit repair needs, and we’ll keep you informed of their progress.
4 THINGS WE DO DIFFERENTLY
Progress Updates
Including Referral Partners
We include the referral partner with direct progress updates through email or phone. Our goal is to keep our referral partners up to speed with credit improvement, client engagement, and time expectations. We’ll then re-deliver the client back to the loan officer ready to be approved.
Through CRM, even when clients don’t feel like it’s the perfect time to invest in their credit, we will provide them quality educational content and incentives so they can come back ready and motivated.
Comprehensive Services
Investing Time In Our Clients
Most credit repair companies live and die by disputing debts on behalf of clients. They forget to invest time into the educational needs of clients, they fail to promote positive credit habits and behaviors, and they fail to get borrowers re-establishing credit.
At Heartland, we believe being an educational outlet for clients is important. Teaching people the importance of paying bills on time, teaching how to use technology to avoid late fees and payments, and developing their ability to self manage credit is what makes a client credit worth—not just writing dispute letters over and over for a year.
Quick and Affordable
Looking Out For All Parties
Being a former mortgage banker, I understand the underwriting process and we work towards you, the banker, and your target score to get the client back to you as fast as possible. We don’t go one credit bureau at a time. We believe that the faster we can have them back to you, the better for you and our mutual customer.
At Heartland, we continue to price our product and process affordably so clients stay engaged and motivated with their obligations. Charging $400-$600 for 30 days of disputing is hardly looking out for the consumer. We are without a doubt the biggest value in credit repair in the nation.
Company Integrity
Keeping It Honest & Legal
Let’s just be honest, credit repair as an industry is a ocean of scammers. Most companies over promise and under-deliver. Companies fail to follow federal laws and charge illegal up-front fees.
At Heartland, we wanted to be an island of integrity to those looking for a company they can trust to deliver an outstanding customer experience, without the fears that their clients will see little to no results or communication.
Why Choose Heartland Credit
A Company With Experience
Heartland Credit Restoration is owned by former banker Andrew Yamilkoski. With his experience in the business, we’ve figured out some of the main issues bankers have while working with credit repair companies. From that, we were able to create a company that both the clients and Loan Officers love to work with.
Bankers and Loan Officers
If you have clients who are falling short of getting approved for mortgage loans, refinancing, auto loans or personal lines of credit, we can help your clients get their credit back on track.
The team approach and our proven process can improve credit scores quickly and get your clients ready for loan approval. We work with financial professionals from across the United States. Simply refer your clients to Heartland Credit Restoration for their credit repair needs, and we’ll keep you informed of their progress.
Problems with Most Credit Repair Companies:
- Big companies can be too big to care.
- Big companies leave the bankers out of the loop.
- They don’t show bankers physical improvement.
- They don’t bring the client back to the banker.
What Heartland Credit Does Differently
- We’re intimate with our clients and build relationships.
- We provide an individual account executive that will work with the client.
- We want to stay small so we’re held accountable and so you know we’re providing the highest quality service we can.
- We maintain great communication with the consumer while also keeping the banker in the loop.